I think that we should be able to do that, also cause when you have a good loadout card for a mercs that you don’t own, you’re more interested in buying It.
What u guys think? Also Sorry in advance if this is a replica thread, relatively new to forum 
Let us craft loadouts cards for mercs that we don't have yet
DOORTOLIGHT
(DOORTOLIGHT)
#1
STARRYSOCK
(Press E)
#2
I think buying the merc first is always best anyways though.
I mean, for one, you can figure out whether or not you actually like playing them. Sure, maybe you practiced with them a bit during a free rotation, but it’s not really a lot of time to get used to that merc unless you play a ridiculous amount of time. And even then, who plays the same merc every match? Sparks was one of the first mercs I bought. I had played her a bit before, but still wasn’t really used to her. I realized pretty quickly I wasn’t good enough with the game to do well as her, and I’m really glad I hadn’t invested in a cobalt or anything before I realized that.
Secondly, if you’re gonna craft a loadout for any merc, considering how expensive they are, you’re probably interested in that merc anyways, and don’t really need another incentive to buy them.
Besides, you’re spending the same amount regardless. Only difference is if you get the loadout first, you can’t do anything with it until you have the merc. But if you get the merc first, you can at least play them in the mean time. And who knows, maybe you’ll even get a lucky equipment case drop and wobn’t have to craft something, lol
I mean, I personally think people should be able to do whatever they want in that regard. If you wanna buy a loadout first, it’s your choice, I’m just not sure why you’d really want to.